Roughly 55 million US adults at the moment own crypto, and a considerable majority of them say digital belongings have improved their lives, based on the 2025 State of Crypto Holders Report commissioned by the Nationwide Cryptocurrency Affiliation.
The survey, carried out by The Harris Ballot, discovered that about 21% of the US inhabitants owns crypto, and 76% of the holders consider their expertise with digital belongings has had a constructive personal impression.
The ballot surveyed 53,805 US adults to determine a consultant pattern of 10,000 present crypto holders. It’s the largest survey to this point and displays a broad demographic vary.
The survey revealed that 67% of holders have been below 45 years outdated, whereas 15% have been over the age of 55, significantly completely different from a number of years in the past, when these over the age of 45 have been represented in a single-digit proportion.
In the meantime, gender disparity can also be falling, with girls accounting for 31% of crypto holders, in comparison with males accounting for 67% of holders.
Possession additionally grew throughout all revenue ranges, with households incomes lower than $75,000 yearly now accounting for 26% of crypto-owning households. The report highlighted that the low bar of entry had helped adoption in the lower-income teams.
Past funding
The report highlighted that crypto use will not be restricted to funding. About 39% of holders use it to make purchases, and 96% of these accomplish that at the least yearly. Moreover, 31% use crypto to ship cash to household or buddies, and 31% settle for it as cost in enterprise transactions.
Half of all respondents stated they have been first drawn to crypto by curiosity concerning the know-how, whereas 60% cited investing in their monetary future as the first motivation for entry.
The report additionally confirmed a diversified sample of holdings. Whereas 11% of holders own over $100,000 in crypto, 55% have portfolios valued below $10,000, and 15% maintain lower than $500.
Essentially the most generally identified tokens embrace (*5*) (99%), Ethereum (91%), and Dogecoin (91%). Nonetheless, precise utilization is concentrated in a smaller group, with Bitcoin held or utilized by 85% of the respondents, whereas Ethereum was held or utilized by 58%.
Concerning societal benefits, 45% of respondents consider crypto promotes monetary inclusion and reduces poverty, and the identical proportion cited improved digital transaction infrastructure.
Others pointed to its position in advancing know-how (38%) and selling sustainable monetary practices (38%).
Myriad profiles
In accordance with the survey, respondents expressed robust curiosity in continued schooling, with 81% saying they wish to be taught extra about digital belongings.
Fashionable areas of curiosity embrace funding methods (47%), tax implications (39%), blockchain know-how (38%), and security practices (38%). The highest sources of knowledge have been YouTube and conventional media retailers.
Whereas issues stay, significantly round scams, volatility, and tax complexities, solely 3% of holders reported damaging experiences. Out of the three% damaging experiences, about 30% concerned fraud or safety breaches.
In the meantime, 49% of respondents stated crypto elevated their monetary independence, and 45% reported personal development as a consequence of their engagement with the asset class.
Moreover, nearly all of respondents view regulation favorably, with 64% supporting authorities oversight of the sector.
On the identical time, 67% warned that poor regulatory design may stifle innovation, whereas 73% stated they want to see the US take a worldwide management position in crypto improvement.
The report concluded that US crypto holders view digital belongings as personally useful and structurally transformative. They categorical optimism about crypto’s position in monetary techniques and stay actively engaged in increasing their understanding and participation.
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