Key Highlights
- Revolut’s Polygon launch sees instantaneous adoption, with customers shifting over $690M in stablecoins by November 2025.
- 65M Revolut customers achieve entry to Polygon-powered options, together with USDC/USDT transfers, crypto card funds, POL buying and selling and staking.
- The mixing aligns with Polygon’s increasing enterprise footprint, utilized by Stripe, Mastercard, Flutterwave, and main establishments, supported by the high-speed Rio improve.
Revolut, which is Europe’s greatest neobank and rising quick within the fintech house, has introduced Polygon into its app so individuals can use stablecoins to ship cash, pay for issues, and commerce or stake crypto proper contained in the app. By November 2025, Revolut customers had already moved over $690 million by Polygon, a transparent signal that individuals began utilizing the brand new characteristic virtually instantly.
The move is especially important given Revolut’s scale. With a consumer base of over 65 million individuals throughout 38 international locations, the mixing represents one of many strongest hyperlinks up to now between a mainstream digital financial institution and blockchain expertise.
Revolut says that customers who choose into crypto options can transfer cash over Polygon’s rails with out excessive charges or the restrictions sometimes related to cross-border funds. Native on-ramps and off-ramps constructed immediately contained in the Revolut app permit prospects to shift between fiat and crypto seamlessly.
Stablecoin transfers, funds and staking inside Revolut
The integration brings a number of Polygon-powered options immediately into Revolut’s ecosystem. Customers can now ship and obtain stablecoins equivalent to USDC and USDT over Polygon.
The community, which maintains $3.5 billion and rising in stablecoin provide, positions itself because the thoroughway for low-cost secure transfers in crypto. Polygon says it “unlocks the familiarity of conventional monetary methods with the low-cost, fast-finality of web3.”
Revolut prospects can even make day-to-day purchases utilizing a Revolut crypto card that allows funds in stablecoins. Alongside this, the app now helps buying and selling and staking of POL, the fuel and staking token for the Polygon community, giving customers the flexibility to take part immediately in Polygon’s infrastructure.
Revolut moreover affords a direct offramp to fiat contained in the app, which the corporate says makes international cash motion extra seamless than earlier than. Revolut notes that the primary section of this collaboration continues to see success.
Polygon’s rising enterprise footprint
Revolut’s entry into the Polygon ecosystem comes at a time when the blockchain community is seeing wider enterprise and institutional adoption. Revolut already has 14 million crypto customers, and the corporate’s resolution to combine Polygon provides a high-volume shopper monetary platform to a rising checklist of organisations utilizing Polygon rails.
A variety of main gamers throughout finance and funds have additionally adopted Polygon. Mastercard, through its work with Mercuryo, is utilizing Polygon to convey verified usernames to self-custody wallets. Stripe sees a majority of its crypto funds quantity processed on Polygon and has chosen the chain as its first selection for brand new developments equivalent to recurring subscriptions. Africa’s main cross-border fee supplier, Flutterwave, has additionally chosen Polygon as its default community.
DeCard is enabling instantaneous USDC and USDT0 funds to greater than 150 million retailers globally on Polygon. In the meantime, establishments equivalent to WorldPay, Reliance Jio, NRW.BANK, Cashlink, BlackRock, and Securitize have begun utilizing Polygon for funds and real-world asset infrastructure.
Polygon says it helps tens of millions of transactions a day with charges costing solely fractions of a penny, reinforcing its positioning as a secure and dependable blockchain rail for international establishments.
The Rio improve and Polygon’s deal with fee rails
Revolut’s integration arrives shortly after Polygon’s most vital payments-focused improve up to now. Often known as the Rio improve, the replace was designed to make the community sooner, lighter and extra dependable.
In response to Polygon, Rio allows 5,000 transactions per second with near-instant finality and removes the danger of reorgs. The corporate says this enables cash to maneuver on rails that settle as quick as digital messages, strengthening Polygon’s case as a spine for international funds infrastructure.
A basis for future monetary collaboration
Each Revolut and Polygon view this integration as the start of a broader shift in how shoppers ship, obtain and work together with cash throughout borders. Revolut x Polygon is aiming to set the stage for extra collaborations in cross-border funds, remittances and the broader convergence of conventional and decentralized finance.
The businesses say the early traction validates the demand for low-cost, high-speed crypto rails built-in immediately into mainstream monetary merchandise.
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