In a rare AMA appearance, former Binance CEO CZ shared key insights on the future of crypto and his current endeavors. His life post-retirement is focused on four areas: the free educational platform Giggle Academy, mentoring through YZi Labs, overseeing BNB Chain’s direction, and advising governments on regulatory frameworks.
Key takeaways from the discussion include:
- BNB Chain’s Growth: Despite perceptions, the chain has seen a 600% year-on-year increase in transaction volume and boasts over 2 million daily active users.
- Market Philosophy: CZ advocates for letting the market decide winners in hot sectors like prediction markets, focusing on growing the overall ecosystem.
- Stablecoin Evolution: The future lies in “Stablecoin 2.0″—models that generate yield and offer liquidity, like Ethena’s USDe.
- AI + Crypto: This is highlighted as the “most certain Alpha.” CZ believes AI agents will be crypto’s largest payment users, as crypto is their only viable means for economic transactions.
- RWA (Real-World Assets): The narrative is shifting to a national level, with discussions on tokenizing national resources (e.g., oil, rare earths) to unlock liquidity for countries.
- Advice for Entrepreneurs: CZ stresses being mission-driven, not speculative. He advises against frequent pivots and emphasizes that business success ultimately relies on strong relationships (networking).
CZ concluded by emphasizing long-term building over short-term gains, stating that 2026 will belong to those who can endure and run the marathon.
Is CZ again? Not totally.
After resigning as Binance CEO, CZ made a rare look at the current BNB Chain annual AMA. With out the CEO title, he spoke extra candidly.
There’s a whole lot of details about 2026, AI funds, and his present “free” life.
I’ve compiled 7 key insights, and the final one is significantly poignant for entrepreneurs.
1. On retirement life: Freedom is the best luxurious.
CZ frankly acknowledged that her largest feeling now is “free.” Though retired, she hasn’t stopped working. She’s not idle in any respect, and her vitality is primarily divided into 4 issues:
- Giggle Academy: A totally free academic platform, which is additionally his present flagship undertaking.
- YZi Labs: We act as mentors and coaches to assist entrepreneurs keep away from pitfalls (not simply by offering funding).
- BNB Chain: Though it would not delve into the technical particulars, it nonetheless controls the general route.
- Authorities advisor: That is attention-grabbing; he is serving to over a dozen international locations in the Center East, Pakistan, and others design regulatory frameworks. And it represents a good portion of his private earnings.
CZ additionally talked about that he maintains an everyday life-style, insists on exercising for about 30-40 minutes day by day, and tries extra outside sports activities.
From conquering the nation to setting the guidelines, this transformation has been very secure.
2. The Hidden Development of BNB Chain
Many individuals suppose BNB Chain is not attractive sufficient? The information may show them mistaken:
- Transaction quantity elevated by 600% year-on-year.
- Every day energetic customers (DAU) have exceeded 2 million.
- Even with CZ’s retirement, Binance’s consumer base nonetheless surpassed 300 million.
BNB’s ecosystem is like the whole worth of Nasdaq-listed firms, which far exceeds the Nasdaq change itself.
Regardless of important development in the crypto market, crypto belongings nonetheless account for lower than 1% of world wealth penetration, leaving room for a number of orders of magnitude of development in the future.
CZ’s abstract of the previous is insightful: it is like boxing in a marathon. You want each the endurance of an extended runner and the capability to keep high-frequency fight energy. This is a lot more durable than merely chasing short-term rankings. (3/9)
3. Market Prediction: A various vary of merchandise doesn’t equate to a horse race mechanism.
The prediction market is sizzling proper now (PolyMarket’s efficiency in the US election is phenomenal). Many competing merchandise have additionally emerged on BNB Chain. CZ’s stance is: no cutthroat competitors. Labs will not wager on only one firm; as an alternative, it is going to let the market compete naturally. It is too early to discuss who the winner is; making the pie larger is the key.
4. Stablecoin 2.0: Yields are king.
Stablecoins that do not generate curiosity are merchandise of the 1.0 period (like Tether). CZ believes the core of stablecoin 2.0 is: curiosity era + handy transactions. Fashions like Ethena (USDe), which provide each returns and liquidity, signify the future. As compliance turns into extra enforced, stablecoins will see extra alternatives, and in the end, customers and the market will decide the winner.
5. AI + Crypto: The Most Certain Alpha
This is extraordinarily vital! CZ believes that AI brokers shall be the largest consumer group for crypto funds. The logic is easy: bots cannot open financial institution accounts, cross KYC, or swipe bank cards. Crypto is AI’s solely technique of financial interplay. On-chain cost networks designed particularly for AI current monumental alternatives.
6. RWA: Nationwide-level entry
Whereas we had been discussing RWA (Actual-World Asset Tokenization), CZ (Central Secretary Common) was already in talks with heads of state. Many resource-rich international locations (oil, rare earth) have cash however lack liquidity. Tokenizing nationwide assets is changing into a severe challenge. This is not nearly financing; it is about activating the liquidity of nationwide belongings. The narrative stage of this sector has modified. (7/9)
7. Recommendation for entrepreneurs: Do not be a speculator.
CZ’s present funding standards are singular: Mission-driven.
Need to make 10 million and run? ❌ He would not even take a look at individuals like that now.
Altering tracks each few months? ❌ Lack of focus.
A tech guru trying to change careers supplied sensible recommendation: first, develop into a top-tier technical skilled, then work in your emotional intelligence (EQ). As a result of the essence of enterprise in the end boils down to networking. (8/9)
Abstract: Navigating Cycles
Listening to the whole AMA, I felt that CZ had modified; he was extra indifferent and extra centered on the macro stage.
As he stated, whether or not it is AI or SocialFi, regardless of who’s primary now, preserving constructing is the solely manner to climate the cycles. Nvidia sat on the sidelines for 40 years earlier than it lastly exploded, what’s your rush?
2026 belongs to long-distance runners.
