 
 
XRP’s value surge over the past 24 hours has pushed its market capitalization previous that of Binance-affiliated BNB, reclaiming its place because the fourth-largest cryptocurrency.
Excluding stablecoins, XRP now trails solely Bitcoin and Ethereum. Bitcoin holds the highest spot with a market capitalization of $1.79 trillion, adopted by Ethereum at $373 billion.
The value of XRP popped above the vaunted $2 milestone on Friday for the primary time since mid-December, extending a robust begin to 2026. XRP’s meteoric value efficiency might be attributed to sturdy spot exchange-traded fund (ETF) inflows and the bettering U.S. regulatory atmosphere.
XRP Again In The Top 4 After Flipping BNB
XRP’s market cap has climbed to the third spot amongst prime cryptocurrencies by market cap. XRP was altering palms at $2.01 as of publication time, up 5.6%, whereas Bitcoin traded simply above $90,000, CoinGecko knowledge shows.
The upsurge additionally comes as buyers reevaluate the regulatory atmosphere, as SEC Commissioner Caroline Crenshaw, recognized for her skepticism of crypto, is about to depart the company this week after serving a five-year tenure at the USA’ predominant digital belongings regulator— a serious win for the crypto trade’s bid to increase its affect on Capitol Hill.
 
Crenshaw publicly denounced the SEC’s settlement with Ripple after their protracted authorized brawl, cautioning that it represented a retreat from significant crypto enforcement and left buyers uncovered.
Crenshaw’s exit stokes hopes that extra digital asset-friendly rules will take root within the US.
Regular ETF inflows added to the momentum. According to knowledge from SoSoValue, U.S.-listed spot XRP funding merchandise pulled in $13.59 million on Jan. 2, bringing the full inflows since their debut in November to $1.18 billion and nd complete belongings underneath administration to over $1.37 billion. The continued demand has helped shift provide and demand dynamics in favor of XRP bulls as confidence slowly rebuilds.
