This coin is up 21% in the final 30 days. A pleasant run for an awesome mission individuals have forgotten about. However we haven’t. It’s one of many 3 cash we have a look at at the moment in our fashionable collection of Top Cash you should buy for underneath $1.
Immediately, we give attention to a significant attracting legacy finance, a frontrunner in funds, and an rising chief in privateness. Let’s take a look at the highest picks underneath $1!
1) Hedera (HBAR)
Hedera Hashgraph is changing into THE company chain. And I do know that sounds unhealthy and anti-crypto. Nevertheless it’s occurring and it’s good. It’s good as a result of RWA and cross-border funds are right here. And they’re driving the business ahead.
Massive firms from legacy banks to massive tech belief Hedera and its hashgraph model of a distributed ledger over a blockchain. They usually belief Hedera as a result of these massive corporations are already there on the Governing Council. The Council are the one ones who can run validators on the community. So it’s not a completely public community the place anybody can run a validator. We don’t love that. But, that is to their profit with their largest market of banks and legacy tech. When Dell, Google, and Aberdeen Financial institution are there together with BitGo and Chainlink, that’s clear validation of blockchain tech to resolve real-world issues. And that’s what funds and RWA must see.
At Davos Day 2, @episcini CEO @hashgraph was honored to take part in a fireplace chat with @IIF President and CEO @timothydadams on the @Nasdaq and IIF ‘Igniting Innovation in Finance’ occasion. pic.twitter.com/vYG88xCJnF
— Hedera (@hedera) January 20, 2026
As anticipated with a lot of these clients, Hedera is throughout Davos and the WEF conferences like in this case when they’re sharing the stage with NASDAQ. Add to that enhancements like HIP-1249 and working good contracts on Hedera are quicker and safer than ever earlier than for dApp builders.
⚙️ HIP-1249 introduces a basic shift in how Hedera throttles good contract execution utilizing precision measurement and pricing – enabling dApps to function at scale with larger throughput whereas sustaining safety and EVM compatibility.https://t.co/CeG4pPA8GP
— Hedera (@hedera) January 15, 2026
On this present season, the wind is at Hedera’s again and momentum is shifting ahead. A whole lot of issues XRP and its base says they’re doing, Hedera is absolutely doing. Like compliant tokenization and dealing with BIS and SWIFT. Hedera’s strikes are beginning to repay. And at 11c and a $4.6 billion market cap, Hedera may simply 10x from right here. Even at this enormous measurement they’re at already.
How do you convey real-world property onchain & keep compliant?
🎥 Hear from Katie Evans, CBDO @SwarmMarkets, as she dives into how Swarm is enabling compliant RWA tokenization, why Hedera was the correct community to make it occur, + what the longer term holds for Swarm x Hedera. pic.twitter.com/1wlyy8xMfe
— Hedera (@hedera) January 5, 2026
2) Polygon (POL)
Subsequent, an outdated favourite we haven’t talked about in some time. Polygon. Sure, Polygon has dropped like a stone. And sure, it had a horrible 2025 in phrases of worth efficiency. However there may be extra to the story right here. Quietly, and lately much less quietly, Polygon is making strikes to develop into the funds chain for stablecoins in EVM.
Instantaneous settlement. World attain. Fewer intermediaries.
Backed by $1.3B+ in onchain USDT liquidity and 6M+ wallets.
That is USDT0 on Polygon. https://t.co/fRgL5AsyMO
— Polygon | POL (@0xPolygon) January 20, 2026
In a couple of areas together with most of Latin America, Polygon does extra stablecoin transactions than Tron or Ethereum does. Lots of the fintechs there like DolarApp that use blockchain rails use Polygon solely. Others use Polygon and infrequently Solana to get stablecoins or what they name “digital {dollars}” in their market to trade out of weaker pesos at house.
🤝 @0xPolygon joins the record of choices to recharge $USDc in DolarApp @Getdolarapp
🔋 Customers can now recharge $USDc on the #Polygon community for free of charge.
💸 #DolarApp is a digital greenback account for Latin America, permitting customers to simply open an account through their cellular phone in… pic.twitter.com/jRpTbkFjzr
— 🟣 𝐏𝐨𝐥𝐲𝐠𝐨𝐧 𝐒𝐩𝐚𝐜𝐞 🟣 (@Polygon_Space1) October 9, 2024
Polygon is utilizing this experience to develop into areas like compliant stablecoin primarily based payroll with Toku. Then now we have this vital current acquisition. Polygon calls it the Open Cash Stack. First, it consists of changing into a regulated funds platform in the US. That’s an enormous one.
NEW: Toku selects Polygon to launch compliant, international stablecoin payroll for employers.
Similar methods, similar compliance requirements, however completely new onchain rails for recurring funds.
With this integration, each Toku consumer throughout 100+ international locations receives a Polygon pockets by… pic.twitter.com/O8KtZUlDRz
— Polygon | POL (@0xPolygon) January 20, 2026
Adopted by the acquisitions of Coinme and Sequence. With these, there are compliant and seamless strikes between fiat and crypto for “immediate cash motion for everybody, in every single place”. That’s the objective of the Open Cash Stack. Polygon is making it occur and remodeling itself right into a funds platform.
BREAKING: Polygon to develop into U.S. regulated funds platform
We’re buying Coinme and Sequence to maneuver all cash onchain.
→ Regulated cash motion in 48 states
→ Fiat on/off ramps
→ 50,000 fiat-to-crypto places in the U.S.
→ Straightforward onboarding with pockets infra
→… pic.twitter.com/lwvLheEc3P— Polygon | POL (@0xPolygon) January 13, 2026
However modifications take time for the market to digest and perceive. And that is your alternative. The $POL token is up 22% in the final 30 days so it’s displaying indicators of life. And even with that, $POL continues to be down 70% during the last 12 months. That offers you an concept of how unhealthy 2025 was for the token.
But, it has the whole lot we search for. Actual constructing happening. Actual customers. A number one place in the vital narrative of funds. And the market has not caught up but. However they are going to. After they do, $POL will pop. This quiet interval is an opportunity to build up in case you imagine in their funds mission.
3) Beldex
Our final decide for at the moment is privateness chain Beldex. Its objective is totally non-public interactions on-chain. Privateness has been doing nice currently and it’s one of many few sectors that made some $$ final 12 months.
Its use of ring signatures, which Monero makes use of too however in a different way, sends are untraceable. And the place Beldex actually shines is its ecosystem. In it, you possibly can have non-public chats and messaging with BChat, a privateness browser, and even a decentralized VPN with Belnet.
With anonymized information, nobody can inform who you might be or what you might be doing. That is one of the best type of privateness, but in addition one of the vital troublesome to implement and never get attacked by governments all over the world. Verifiable randomness helps right here too.
Verifiable randomness strengthens equity, safety, and decentralization on the protocol degree. pic.twitter.com/NVX3clahLn
— Beldex.bdx (@BeldexCoin) January 19, 2026
The Beldex $BDX token has taken somewhat breather and is down 10% in the final 30 days. Since privateness has been on run, $BDX did higher than 99.9% of tokens in 2025 the place it was up by 9%.
$BDX is out there on many exchanges together with our mates at Weex so go verify them on the market.
