MoonPay Unveils PayBox AI Vault for ChatGPT and Claude Users

MoonPay has launched PayBox, a fee vault that lets ChatGPT and Claude customers authorize AI to purchase crypto, swap tokens and bridge belongings from inside a dialog whereas maintaining management of their funds.

Users join a crypto pockets and fee strategies to ChatGPT or Claude, which put together transactions reminiscent of token swaps, crosschain transfers and DeFi interactions utilizing natural-language prompts. Users can approve every transaction with a passkey or set spending limits that permit the AI to execute sure actions mechanically, in response to MoonPay.

MoonPay mentioned PayBox makes use of multi-party computation and trusted execution environments to guard pockets keys, stopping both the AI assistant or MoonPay from independently accessing consumer funds. The platform additionally lets customers require approval for each transaction or permit AI to behave autonomously inside predefined spending and permission limits.

PayBox helps a number of blockchains and fee strategies, together with debit playing cards, financial institution accounts, Apple Pay and PayPal, in response to MoonPay. The corporate mentioned builders can even combine the fee vault into their very own AI purposes by way of its software program growth package.

Associated: OKX launches AI marketplace for autonomous agent economy

Coinbase’s x402 positive factors AI funds traction

PayBox additionally helps x402, an open fee protocol initially developed by Coinbase that permits AI brokers to make internet-native funds. Contributed to the Linux Basis in April 2026, the protocol is now governed as an open, vendor-neutral business normal.

Coinbase has continued increasing the x402 ecosystem this 12 months. In June, the crypto trade launched instruments that allow AI brokers accept USDC payments, commerce crypto, uncover paid companies by way of an AI market and course of high-frequency micropayments extra effectively.

Earlier this 12 months, Amazon Net Providers integrated x402 into its Bedrock AgentCore Funds service, whereas Fireblocks launched an x402-compatible payments framework for AI brokers and joined the x402 Basis.

Community exercise seems to be rising alongside adoption. In a June 3 report, blockchain analytics agency Chainalysis mentioned agentic funds on Coinbase’s Base community surpassed 100 million transactions inside roughly 9 months, highlighting rising exercise across the protocol whilst early utilization was pushed partially by speculative purposes.

On the time of writing, the protocol’s public dashboard reveals greater than 12.7 million transactions over the previous 30 days throughout taking part companies.