For years, XRP has been the underdog of the crypto elite: bruised by lawsuits, doubted by skeptics, and written off by Ethereum-maxis. But when Standard Chartered’s newest prediction holds water, that narrative might flip—actually.
The banking large simply dropped a bombshell: XRP might rally 500% and overtake Ethereum in market cap. It’s a declare that has ignited each pleasure and controversy throughout the cryptosphere, difficult the whole lot we thought we knew in regards to the pecking order of digital property.
Is it pure hype, or the start of XRP’s redemption arc? As Ethereum continues to dominate DeFi and sensible contracts, XRP’s comeback hinges on pace, utility, and international adoption. On this deep dive, we’ll unpack the daring prediction, the catalysts behind it, and whether or not XRP actually has what it takes to flip the king of Layer 1s.
XRP takes goal at Ethereum as Standard Chartered calls a 500% rally
Standard Chartered isn’t recognized for crypto hype, however this time, they’ve lit a hearth underneath XRP. In a landmark report, Geoffrey Kendrick, the financial institution’s international head of digital property analysis, projected XRP might surge 500 %, hitting $12.50 by 2028. Extra surprising? He predicts XRP will overtake Ethereum in market cap, changing into the second-largest non-stablecoin asset on this planet.
XRP’s market cap is over $110 billion per CoinGecko, positioning it because the fourth-largest crypto asset
The motive force? Utility. Kendrick sees XRP’s blockchain, XRPL, as a funds chain and the longer term hub for asset tokenization, rivaling Stellar. Because the strains blur between conventional finance and digital property, XRP’s real-world use circumstances are beginning to shine.
It isn’t simply hypothesis. Standard Chartered expects a spot XRP ETF to drop as early as Q3 2025, doubtlessly pulling in $4 to eight billion in its first 12 months. That type of liquidity injection might be the rocket gas XRP wants.
Supply: Theblock.co
On the similar time, Ripple is weaving XRP into Wall Road’s cloth. Its $1.25 billion acquisition of Hidden Highway, a chief brokerage heavyweight, is opening doorways to cross-asset settlement. Futures markets are heating up too, with 2x leveraged XRP ETFs launching and nano futures filings in movement.
Even authorized headwinds are calming. The SEC and Ripple simply moved to finalize a $50 million settlement, ending a years-long court docket battle. Kendrick even hinted this shift is politically timed, aligning with a potential Trump re-election.
For a coin as soon as left for lifeless, XRP abruptly appears unstoppable. And if Standard Chartered is true, it would simply flip the script and Ethereum with it.
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