——Interview with the Administration Workforce of RWA.ltd
HONG KONG, Aug. 26, 2025 /PRNewswire/ — In August 2025, Wall Street is present process a quiet but profound transformation. When Ethereum surpassed 4,800 USD on August 23, marking a four-year excessive and greater than 200% up from its April low, many started to comprehend that this surge was not simply one other cycle of crypto-market frenzy. As an alternative, it mirrored the accelerating achievement of conventional monetary giants’ strategic bets on blockchain. Establishments corresponding to BlackRock, Franklin Templeton, and Apollo are migrating billions of {dollars} in real-world property (RWA) onto the Ethereum community, progressively positioning it because the core infrastructure connecting conventional finance with the digital economic system.
Based on RWA.xyz, by the tip of 2024 the overall worth locked (TVL) of RWAs on Ethereum had already surpassed USD 14.9 billion, accounting for 81% of the worldwide market. By mid-2025, this share additional rose to 83.6%. This institution-driven wave of tokenizing RWAs instantly fueled Ethereum’s value appreciation and elevated its strategic place on Wall Street. Towards this backdrop, the world’s first non-financial RWA buying and selling platform, based mostly in Hong Kong, introduced that it’ll undertake the ERC-3643 protocol as the muse for compliant asset issuance and circulation. This choice has attracted business consideration, prompting us to interview the administration group of RWA.ltd.
Q: Why select ERC-3643 as a substitute of the well-known ERC-20?
A: ERC-20 is certainly probably the most basic token normal within the Ethereum ecosystem. Its simplicity and compatibility have made it the widespread language for stablecoins and DeFi protocols. USDT, USDC, and DAI are all based mostly on ERC-20. Nonetheless, ERC-20 was designed for open circulation, not compliance management. For RWAs, that are inherently topic to regulatory oversight, ERC-20 alone is way from ample.
ERC-3643 is an evolution constructed on ERC-20. It introduces mechanisms corresponding to investor whitelists, KYC/AML verification, and switch permission controls. For instance, a token switch should first go by way of a compliance gateway to confirm that each events are certified buyers earlier than the transaction is executed. This design of “embedding compliance into code” instantly addresses the compliance dangers that conventional monetary establishments fear about most. For RWA.ltd, it was the pure selection.
Q: May you assist us examine ERC-20, ERC-721, and ERC-3643?
A: ERC-20 was the earliest fungible token normal, appropriate for representing currencies, bonds, and different standardized rights. ERC-721 ushered within the NFT period, enabling distinctive property to be authenticated on-chain, however its purposes are higher suited to artwork, collectibles, or occasion tickets quite than securitized property.
ERC-3643 could be seen as a “compliance-enhanced ERC-20.” It retains ERC-20’s compatibility however provides conditional transfers, id verification, and compliance overview features. For instance, a bond token can specify that it could solely be held by certified buyers, and if the holder loses that standing, the system routinely prevents transfers. These mechanisms make ERC-3643 the best selection for compliant asset tokenization.
Q: How does RD Expertise view ERC-3643?
A: RD Expertise, as a compliance-focused stablecoin and asset digitalization infrastructure firm rooted in Hong Kong and the Higher Bay Space, shares a view that aligns carefully with ours. They emphasize that “well timed compliance” is the primary precept of monetary asset digitalization. Whether or not for stablecoins or RWAs, property should all the time be prepared for regulatory inspection whereas sustaining market liquidity.
Of their perspective, ERC-3643 exactly meets this requirement. Its logic is to make compliance an automatic course of. As an illustration, a stablecoin switch would routinely set off an id verify, and if situations are usually not met, the transaction would merely fail. RD Expertise believes that mainstream compliant stablecoins and RWA merchandise are more likely to undertake ERC-3643 quite than stay with ERC-20. This judgment matches our personal evaluation.
Q: Why is Wall Street placing billions of {dollars}’ value of RWAs on Ethereum? Do different blockchains have alternatives?
A: Ethereum has three main benefits. First, its ecosystem is probably the most mature, with the biggest developer base and the strongest compatibility. Second, establishments have already used ERC-20 to finish their first wave of pilots—for instance, BlackRock’s BUIDL fund, Franklin Templeton’s cash market fund, and Apollo’s credit score securitization fund all run on Ethereum. Third, Ethereum’s market share has reached a dominant place. By August 2025, it held 55% of the worldwide RWA market—far forward of different chains.
After all, competitors exists. Cosmos’ Noble chain and bank-operated non-public blockchains are making makes an attempt, however they lack ample ecosystem help and cross-border liquidity. Against this, Ethereum just isn’t solely a technical platform but in addition an institutional consensus.
Q: Have technological upgrades and regulatory coverage modifications additionally influenced RWA.ltd’s choice?
A: Very a lot so. Ethereum’s Pectra and Fusaka upgrades this 12 months considerably improved throughput and sensible contract safety, lowering common transaction prices by 60% and shortening settlement time to mere seconds. This made institutional-grade transactions on Ethereum actually possible.
On the regulatory facet, the U.S. SEC launched its “RWA Compliance Acceleration Program,” permitting some establishments to problem tokenized merchandise beneath a sandbox regime. The Hong Kong Financial Authority (HKMA) in June launched the “Tokenization of Digital Property Implementation Pointers 2.0,” which clarified compliance frameworks for actual property and securitized property. Notably, Hong Kong’s “Digital Asset Growth Coverage Declaration 2.0,” revealed in June 2025, signaled that town is shifting from being a pilot discipline towards a stage of institutionalization and scale. These developments align seamlessly with ERC-3643’s built-in compliance modules.
Q: What particular plans does RWA.ltd have after adopting ERC-3643?
A: Within the brief time period, we’ll focus on the tokenization of non-financial RWA property—exchangeable bodily property and redeemable utilization rights. Within the medium to long run, we plan to discover rising classes corresponding to cultural tourism, actual property, carbon credit, and mental property. For instance, the carbon credit score market is predicted to surpass USD 1 billion in 2025, and ERC-3643 can present condition-based compliant issuance for such property.
We can even actively collaborate with ecosystem companions in Hong Kong and the Higher Bay Space, leveraging the Hainan QFLP channel to facilitate cross-border capital flows and information interactions. ERC-3643 allows us to construct a globally relevant platform for compliant asset issuance.
At current, Hong Kong’s RWA.ltd non-financial RWA buying and selling platform has accomplished each technical growth and authorized audits and is present process last inner testing. The platform will formally launch its public beta in early September 2025, and we welcome business companions to hitch us in its growth.
Q: Lastly, may you summarize your view on ERC-3643 in a single sentence?
A: ERC-20 ignited DeFi, ERC-721 opened the door to NFTs, and ERC-3643 will turn out to be the compliance bridge for real-world property on-chain. For RWA.ltd, selecting it’s not merely a technological choice however a forward-looking judgment on the long run monetary order.
About RWA Group
RWA Group (previously generally known as NFT China, now a wholly-owned subsidiary of the Hong Kong Worldwide Institute of New Economics) is a number one one-stop RWA service supplier in Hong Kong’s Web3.0 business, integrating digital monetary advisory and infrastructure companies. Based by knowledgeable group with intensive expertise in blockchain know-how, conventional finance, and digital asset infrastructure, RWA Group has established a deep enterprise community masking Hong Kong, Mainland China, Southeast Asia, and past.
Since 2023, RWA Group has achieved sustained profitability and has efficiently facilitated the tokenization issuance of a number of non-financial property for shoppers together with BYD and Faraday Future. The corporate was awarded second prize within the 2024 China Web3.0 Innovation and Entrepreneurship Competitors, EPIC
Prime 100 and actively leads the event of business technical specs and analysis requirements, driving the standardization of the ecosystem.
www.rwa.ltd
The World’s First Non-Monetary Actual-World Asset Tokenization Platform www.rwa.ltd has efficiently built-in RWA issuance, buying and selling, and advisory companies, with its distinctive closed-loop service system—Expertise Implementation, Compliance Assurance, Ecosystem Enlargement—as its core aggressive benefit. Shifting ahead, the platform will proceed to function a bridge for the globalization of non-financial property, advancing world collaboration and standardization in real-world asset digitization, and pioneering a brand new wave of digital transformation for bodily property.
SOURCE RWA Group
