Cryptocurrency fee acceptance amongst U.S. small companies has climbed to 19% in 2026, recovering from a pointy decline the earlier 12 months, in accordance to J.D. Energy’s newest merchant services study launched Tuesday.
The uptick represents a 4 proportion level improve from 2025, when acceptance dropped to 15% from 20% in the 2024 report. Whereas the 2026 determine nearly matches 2024 ranges, the restoration coincides with improved service provider sentiment: 37% now maintain a good view of cryptocurrency, and one third of non-accepting merchants say they might probably settle for crypto funds if their supplier enabled the possibility.
“Extra press and political assist in current months have probably boosted the favorability of this medium as a fee kind for small enterprise to contemplate providing,” John Cabell, managing director of funds intelligence at J.D. Energy, informed Ledger Insights by way of electronic mail.
Amongst merchants accepting cryptocurrency, 28% cite quick transaction pace as the main motive, adopted intently by buyer demand (27%) and dependable efficiency (25%). Nevertheless, obstacles to adoption persist. Merchants declining to settle for crypto cite lack of buyer demand (24%), fraud danger (24%), and problem of use or difficult processes (18%) as prime issues. The fraud discovering is paradoxical, as explored beneath.
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Picture Copyright: Ledger Insights
