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Rich Dad Poor Dad writer Robert Kiyosaki warned final yr that Individuals had been headed into darkish instances, fueled by debt and the value of residing disaster.
“In 2025 bank card debt is in any respect time highs. U.S. debt is in any respect time highs. Unemployment is rising. 401(okay)s are shedding,” he wrote in an April 2025 X submit (1). “U.S.A. could also be heading for a GREATER DEPRESSION.”
However how have his claims fared since then?
In accordance to the Federal Reserve Financial institution of New York, Individuals now owe an unprecedented $1.28 trillion in bank card debt — 5.5% greater than final yr (2). Whole American debt has climbed to $38.6 trillion (3). And U.S. unemployment hit 4.5% in November 2025, marking the highest determine since 2021 — though it’s since rebounded to 4.3% in January (4).
So, what sort of motion does Kiyosaki advocate to climate the storm forward?
“For many who take motion right now, when the crash crashes, those that spend money on only one Bitcoin, or some gold, or silver … You might come via this disaster a very rich particular person,” Kiyosaki wrote.
That recommendation ought to come as no shock. Kiyosaki has lengthy been a vocal proponent of those various property.
Nonetheless, not all of Kiyosaki’s claims have come to cross. For instance, common 401(okay) account balances really reached “new document highs” in Q3 of 2025, in accordance to Constancy (5).
So, what about Kiyosaki’s allegations that one thing worse than the Nice Despair is coming for Individuals?
As of February 2026, regardless of many Individuals struggling, the nation has not fallen into a recession, not to mention a “larger” despair. With that mentioned, a few of Kiyosaki’s soothsaying has come to cross, particularly when it comes to one various to fiat forex.
Right here’s a nearer take a look at the property he’s championing and whether or not his predictions for 2026 may come true.
Kiyosaki’s warnings might usually be exaggerated, however his long-running worth calls on gold have sometimes struck true.
Again in October 2023, he wrote on X: “Gold will quickly break via $2,100 and then take off. You’ll want you had purchased gold under $2,000. Subsequent cease, gold $3,700 (6).”
Gold costs surged in 2024 and continued to climb. Over the previous 12 months, the worth of the valuable steel has elevated by greater than 70% — now hovering round $5,000 per ounce (7).
Kiyosaki says gold nonetheless has a good distance to go. In a November 2025 X submit, he wrote, “My goal worth for gold is $27K (8).”
Whereas the valuable steel had a bumpy experience in late January, gold has largely retained its long-term positive aspects.
And Kiyosaki isn’t the just one who says the valuable yellow steel will continue to grow. A be aware from the Chief Funding Workplace at UBS famous, “We see bullion reaching $5,000/oz in the coming months,” including, “the gold worth may additionally climb increased than we forecast, to $5,400/oz if political or monetary dangers enhance (9).”
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Past gold, Kiyosaki additionally has sturdy views on actual property as an funding.
“Your home is not an asset,” Kiyosaki as soon as mentioned throughout an interview with finance YouTuber Sharan Hegde (10). “What is the definition of the phrase? If it places cash in my pocket, it is an asset. If it’s taking cash from my pocket, it is a legal responsibility.”
Kiyosaki argues that proudly owning the residence you reside in usually takes cash out of your pocket in the type of mortgage funds, utilities, taxes and upkeep prices. Rental properties, nevertheless, may be a totally different story.
Kiyosaki’s Rich Dad web site shared a weblog submit about rental properties, which famous that they’ll generate important, common money circulate when bought and managed properly (11).
“Whereas property costs have risen, savvy buyers nonetheless search for properties the place month-to-month lease equals not less than 1% of the buy worth,” The Rich Dad Actual Property crew wrote in the submit. “A $200,000 property ought to lease for not less than $2,000 monthly to generate significant rental property passive revenue.”
However you don’t want to have $200,000 readily available to get began in actual property investing. Platforms like Arrived supply a straightforward means to get publicity to this income-generating asset class.
The method is easy: Browse a curated collection of houses which have been vetted for his or her appreciation and revenue potential. As soon as you discover a property you want, choose the variety of shares you’d like to buy, and then sit again as you earn any quarterly dividends out of your funding.
One other means to leverage rental property revenue is with Mogul, a actual property funding platform providing fractional ownership in blue-chip rental properties, which supplies buyers month-to-month rental revenue, real-time appreciation and tax advantages — with out the want for a hefty down cost or 3 a.m. tenant calls.
Based by former Goldman Sachs actual property buyers, the crew hand-picks the top 1% of single-family rental homes nationwide for you. Merely put, you possibly can spend money on institutional high quality choices for a fraction of the ordinary value.
Every property undergoes a vetting course of, requiring a minimal 12% return even in draw back eventualities. Throughout the board, the platform options a mean annual IRR of 18.8%. Their cash-on-cash yields, in the meantime, common between 10 to 12% yearly.
Every investment is secured by real assets, that means it’s not depending on the platform’s viability. Every property is held in a standalone Propco LLC, so buyers — not the platform — personal the property. Blockchain-based fractionalization provides a layer of security, guaranteeing a everlasting, verifiable document of every stake.
Getting began is simple. You may join an account and then browse available properties. When you confirm your info with their crew, you possibly can make investments like a mogul in simply a few clicks.
Like gold, Kiyosaki has additionally made many bitcoin worth predictions. Apart from the occasional heart-stopping drop, bitcoin has been one in every of the top-performing property of the previous decade.
In November 2024, he wrote on X: “Bitcoin will quickly break $100,000 (12).” In December of that yr, the cryptocurrency surpassed that milestone (13).
Though Bitcoin has since dipped under $100,000, Kiyosaki’s long-term forecast stays bold: $1 million per coin by 2035 (14).
And in an X submit on Jan. 22, he wrote, “Q: Do I care when the worth of gold, silver or Bitcoin go up or down? (15),” to which he rhetorically answered, “No. I don’t care,” including, “As a result of I do know the nationwide debt of the U.S. retains going up and the buying energy of the U.S. greenback retains happening.”
Evidently, Kiyosaki isn’t perturbed by the newest Bitcoin crash as a result of he nonetheless believes its funding thesis holds true.
He’s not alone in his optimism: X co-founder Jack Dorsey mentioned in a 2024 interview with Pirate Wires that Bitcoin may hit “not less than” $1 million by 2030 — and probably go even increased (16).
For these with the abdomen to purchase into the newest bitcoin dip, it’s value ensuring you’re investing with a platform you possibly can belief.
One possibility is Robinhood Crypto, which helps customers to purchase and promote crypto with as little as $1 without any trading fees or commissions. You too can entry dozens of different cash in case your religion in bitcoin has been shaken.
Even higher, Robinhood Crypto has the lowest buying and selling value on common in the U.S. — that means you can get up to 3.5% more crypto in contrast to buying and selling on different platforms.
To be clear, it will be extremely dangerous to go all-in on any of Kiyosaki’s favourite property.
Firstly, having your whole eggs in a single basket is by no means a good way to make investments your cash. Secondly, a few of Kiyosaki’s favourite property — equivalent to bitcoin — are notoriously unstable.
So earlier than you make any huge strikes into any of Kiyosaki’s asset suggestions, it’s value consulting with a skilled.
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We rely solely on vetted sources and credible third-party reporting. For particulars, see our editorial ethics and tips.
Robert Kiyosaki (1), (6), (8), (12), (14), (15); New York Federal Reserve (2); U.S. Treasury (3); Bureau of Labor Statistics (4); Constancy (5); Gold Value (7); UBS (9); Finance with Sharan (10); Rich Dad (11); Yahoo! Finance (13); Pirate Wires (16)
This text gives info solely and shouldn’t be construed as recommendation. It is supplied with out guarantee of any form.
